We Understand Insurance
From the things you own and care about - to protecting your financial well being - we are pleased to be able to offer you a broad and competitive range of insurance options through our
partners Allianz and the CUNA Mutual Group.
Obtaining a
free quote or purchasing a policy is easy and convenient to arrange. We are here to serve you.
For general information about the insurance options available, please see below - or 'click' on the right hand side menu for more detailed information:-
- Home and Contents Insurance
- Car Insurance
- CTP Green Slip Insurance
- Landlord Insurance
- Mortgage - Death, Disability, Involuntary Unemployment, Trauma
- Personal Loan - Death, Disability, Involuntary Unemployment, Trauma
- Continuing Credit - Death, Disability, Involuntary Unemployment
Home and
Contents
Your dream home and everything you treasure deserve proper protection.
Allianz provides reliable insurance for home and contents, ensuring you
peace of mind. Depending on your needs and personal situation you can choose from their SureCover, SureCover Plus or SureCover Gold policy options. This gives you the choice, flexibility
and range of features you may want.
Home and
Contents
You work hard to maintain a beautiful home and lifestyle, so it’s comforting to know that if something goes wrong Allianz will be there with you to
help you set things right. Having the right home and contents insurance cover can give you the confidence to relax and enjoy your home.
- A range of options including cover for jewellery and cameras away from the home.
- Up to $5,000 cover for your guest's damaged property.
- Up to 12 months temporary accommodation if your home is uninhabitable as a result of a claim.
- Other features to help protect your home and contents.
- A 30% no claim bonus for home owner insurance.
- Bundle your building and contents cover to receive a further discount.
- A quick and easy claims process.
For full details of conditions and exclusions of all their policy covers, please refer to the PDF Download SureCover, PDF Download SureCover Plus and PDF Download SureCover Gold Policy
Documents (Product Disclosure Statements).
Car Insurance
From your new pride and joy to your used car.
Whether it's your pride and joy or the family wagon, Allianz provides reliable car insurance on the road so
you, your loved ones and your vehicle are in safe hands, whatever road you choose.
Depending on your needs and personal situation Allianz offer ‘Plus’ and ‘Gold’ Car Insurance cover options offering different benefits and features. In Australia, more than 2 million policy
holders rely on Allianz for their insurance needs.
Car Insurance
No matter how careful you might be on the roads, with thousands of other drivers there are always dangers beyond your control. Allianz
offers reliable, cost-effective and comprehensive insurance cover, so you and your loved ones can hit the open road with confidence.
- Up to $500 cover for personal items stolen from your car.
- Rental car use for up to 14 days if your car is stolen and not recovered.
- Legal liability for up to $20 million.
- A range of options including cover for accidental windscreen and glass damage.
- Discounts if you qualify as a safe driver or if you choose to exclude drivers under 30.
- Further discounts may apply if you have been with your current insurer for more than 5 years.
- A quick and easy claims process.
- CTP green slip insurance also available.
For full details of conditions and exclusions of all our car insurance cover options, please refer to the SureCover Plus, SureCover Gold Policy Documents (Product Disclosure Statements)
and Supplementary Product Disclosure Statement (SPDS).
CTP Green Slip
The cover you have to have.
Whether it is a car, truck or motorcycle that you drive, before you can register any vehicle to be driven on Australian roads, you
will need CTP insurance.
Have you ever worried about what would happen if you were to injure somebody in a motor vehicle accident that was your fault? This is what your Compulsory Third Party (CTP) insurance is
there for. Provided your vehicle is registered, your CTP insurance will cover you for any liability you incur for injuries you may cause to other road users anywhere in Australia.
CTP Green Slip
Allianz is one of the leading providers of CTP insurance in NSW. Some of the features your CTP Insurance may cover or provide are:-
- Up to $250,000 At Fault Driver Protection at no extra cost.
- eGreen payment facility enabling you to register your vehicle on-line at the RTA within minutes.
- Competitive rates for drivers over the age of 30.
- A team of CTP claims specialists that will handle your claims quickly and fairly.
- Confidence of being insured with one of the world’s leading insurers.
- Injuries caused to your passengers.
- Injuries caused to other road users such as drivers, passengers of other vehicles, pedestrians, cyclists, motor cyclists and pillion passengers.
- Injuries caused through the use of a trailer when attached to a registered vehicle.
Things CTP does not cover:-
- Damage caused to property including other vehicles.
- Injuries sustained by you or any other driver of your vehicle.
At Fault Driver Protection is only available to qualifying customers. For full details of conditions and exclusions, please refer to the At Fault Driver Policy Document.
Landlord
Insurance
Protecting your investment property.
You deserve proper protection for your investment property and the belongings that you provide for your
tenants. Allianz offers reliable, comprehensive Landlord Insurance ensuring your property is in safe hands.
Landlord Insurance offers a range of features specifically designed to cover the unique needs a Landlord may want.
Landlord
Insurance
You have worked hard to establish your investment property and the
regular income that it provides. Allianz Landlord Insurance gives you confidence that your investment property is covered should something go wrong.
- A 30% no claim bonus for landlord insurance
- Legal liability cover up to $10 million Optional cover for up to 15 weeks rent to a maximum of $10,000
If your tenant defaults on the rent payment - also includes cover for:
- up to 6 weeks rent to a maximum of $10,000, if your tenant departs from the building without notice or your rental agreement is terminated due to tenant hardship;
- up to 6 weeks rent to a maximum of $10,000, in the event your sole tenant dies;
- protection against theft by tenant; and
- cover for your legal expenses up to $3,000 for rent default or theft by tenant.
Please refer to the PDF Download Landlord Insurance Policy Document (Product Disclosure Statement) for full details on policy coverage with specified limits and exclusions.
Mortgage Insure
Financial protection worth thinking about.
MemberCare Mortgage Insure could help should you lose your job through no fault of your own, suffer trauma,
disability from illness or injury, or even death.
Anything can happen in life and protecting your financial position should something go wrong is a very important.
Mortgage Insure
These policies could help to protect your SECU loan repayment
obligations should the unexpected happen.
You can choose from the following benefits:-
Death Cover
The outstanding balance of your loan will be paid to a maximum of $350,000.
Disability Cover
If you are unable to work due to injury or illness, your loan will be covered for up to 36 monthly repayments.
You also have the option to add one of the following covers in conjunction with disability cover.
Involuntary Unemployment Cover
Receive up to a total of $10,000 or up to $3,000 per month loan repayments for up to 3 months as a direct result of involuntary dismissal or retrenchment.
Trauma Cover
Receive payment of up to $50,000 or the balance of your outstanding loan whichever is the lesser when diagnosed with disease or disability including heart attack, stroke, cancer, and more.
Full descriptions, exclusions and Policy Wording are available in the MemberCare Mortgage Insure Product Disclosure Statement.
Mortgage Insure
Plus
For higher levels of financial protection.
Mortgage Insure ‘Plus’ is similar to Mortgage Insure but offers higher levels of financial protection due to
the event of death, disability, involuntary unemployment or trauma.
Mortgage Insure
Plus
Mortgage Insure ‘Plus’ is similar to Mortgage Insure but offers higher levels of financial protection due to the
event of death, disability, involuntary unemployment or trauma.
You can choose from the following benefits:-
Death Cover
The outstanding balance of your loan will be paid to a maximum of $500,000.
Disability Cover
If you are unable to work due to injury or illness your loan will be covered for up to 36 monthly repayments.
You also have the option to add one of the following covers in conjunction with disability cover:-
Involuntary Unemployment Cover
Receive up to a total of $10,000 or up to $3,000 per month loan repayments for up to 3 months as a direct result of involuntary dismissal or retrenchment.
Trauma Cover
Receive payment of up to $50,000 or your outstanding loan balance whichever is the lesser when diagnosed with disease or disability including heart attack, stroke, cancer, and more.
Full descriptions, exclusions and Policy Wording are available in the MemberCare Mortgage Insure Plus Product Disclosure Statement.
Loan Insure
Complete personal loan protection.
MemberCare Loan Insure is complete personal loan protection. It is designed to protect a borrower’s loan repayment
obligations in the event of their death, disability, involuntary unemployment or trauma.
Loan Insure
Four main covers are in effect 24 hours a day, 7 days a week including:
Death Cover
In the event of your death, we will pay to your financial institution the outstanding balance of your loan to a maximum of $250,000.
Disability Cover
If you are unable to work because you have suffered an injury or illness, we will pay the repayment shown on your policy schedule for this cover to your financial institution for each
fortnight/month you are disabled.
Involuntary Unemployment Cover
If you are unable to continue your permanent employment as a direct result of involuntary dismissal or retrenchment by an employer, we will pay the amount shown on your policy schedule to a
maximum of $1,500 per month for a 3 month period up to a total of $5,000.
Trauma Cover
Receive payment of up to $50,000 or the balance of your outstanding loan whichever is the lesser when diagnosed with disease or disability including heart attack, stroke, cancer, and more.
Policy limits, exclusions and Policy Wording are available in the MemberCare Loan Insure Product Disclosure Statement.
Continuing
Credit
Protecting your Overdraft or Line of Credit.
MemberCare Continuing Credit Insure offers protection for your continuing credit. A SECU Overdraft or
Line of Credit are examples. It is designed to protect a borrower’s continuing repayment obligations in the event of their death, disability or involuntary unemployment.
Continuing
Credit
MemberCare
Continuing Credit Insure offers protection for your continuing credit. A SECU Line of Credit or Overdraft are examples.
Below lists some of the cover provided.
Death Cover
The outstanding balance of your loan will be paid to a maximum of $100,000.
Disability Cover
If you are unable to due to injury or illness, your continuing credit facility repayments be covered for up to 120 months.
Involuntary Unemployment Cover
The outstanding balance of your loan will be paid if you are unable to work due to involuntary dismissal or retrenchment by an employer. A benefit up to a total of $5,000 or up to a 3
monthly benefit during any consecutive 12 months.
Full descriptions, exclusions and Policy Wording are available in the MemberCare Continuing Credit Insure Product Disclosure Statement.
Allianz Australia Insurance Limited (Allianz) AFS Licence No: 234708, ABN 15 000 122 850 of 2 Market Street, Sydney NSW 2000 is the underwriter of this insurance. In arranging this insurance Shell Employees’ Credit Union Ltd acts as an agent for Allianz, not as your agent. The information related information contained on this website is a summary only.
MemberCare Loan Insure and MemberCare Mortgage Insure are Issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance and/or CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245 492.
We cannot advise you whether any insurance mentioned on this website is appropriate for your personal objectives, financial situation or needs. To decide if it is appropriate for you, please carefully read the relevant policy documents (Product Disclosure Statement). If you purchase a policy, we will charge you an agreed premium, including any relevant taxes and charges.